Make applying EASY....text CREDIT to (281) 688-6192 and submit your resume!

Join a great team and workplace! Founded in 1973, Texas First Bank is one of the fastest-growing financial organizations in Southeast Texas. We are a leading independent community bank with 26 banking centers across seven counties. Our most vital asset is our employees and their dedication to helping our communities and customers. We are committed to helping our employees and customers succeed and build up our local communities.

Job Summary:

Supports the commercial lending team through financial and credit analysis and underwriting processes by gathering, analyzing, and interpreting all types of credit information on existing and prospective clients and portfolios.

Essential Duties and Responsibilities:

• Makes recommendations and supports decisions regarding the extensions of credit for diverse loan types
• Prepares credit presentation to Production Officers and committees for use in making credit decisions on new, renewal and extension loans
• Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and protentional loss
• Supports the analytical processes involved in determining board reporting; regulatory reporting; credit portfolio stress testing; internal and external loan review; and financial auditing
• Analyzing financial information such as balance sheets, income and cash flow statements, and periodic financial reporting of all types
• Accurately spread financial statements
• Participate in special projects throughout the year such as loan review, audit, bank peer analysis
• Performs other duties as assigned from time to time by management of the bank

Education and Special Requirements:

• Bachelor's Degree in Business Administration, Accounting or Finance with a strong basis in financial accounting
• A minimum of five (5) years' experience in credit and underwriting
• Advanced knowledge for financial statements
• Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.
• Strong verbal and written communication skills.
• Able to function in a high attention to detail, deadline-oriented environment
• Ability to work on multiple transactions simultaneously and prioritized assignments to meet deadlines
• Basic knowledge of credit administration, policy, and procedures
• Proficiency in Microsoft Office (Word, Excel, and Outlook).
• Ability to lift and/or move up to 25 lbs
• Sit at a desk and computer terminal for extended time periods
• Typical work hours Monday - Friday 8am-5pm

Salary Grade 08

EOE/Disability/Veteran